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An Interview with



  1. Cristian: Hi and welcome. We are going to talk today about financial investments. What is

MySipOnline is an online mutual fund portal, which allows the customers to avail expert’s advice and invest in the schemes of all AMCs as per their investment objectives. A customer will not have to maintain separate accounts for investing in the schemes of different AMCs. Also, we provide a hassle-free, transparent mechanism and unbiased advice, which supports them to take their financial decisions freely. Customer can track the portfolio at any given point in addition to hiring a financial consultant.

  1. Cristian: How did you come up with the idea to start a business in this field?

picture-4I was looking for the investment options and found Mutual Fund as the best way to grow your money. The process of investing was very tedious and a local advisor depended. I was sure that most of the people do not know Mutual Funds and even some of them know, finding an easy way and trustworthy advisor is a big challenge. That is how this idea came and after that our research team has scrutinized the market and the conditions of the customers closely through various methods such as questionnaires, interviews, etc. We drew some conclusions, which majorly included the problem of maintaining accounts for each AMC and separately operating them, over and above an unbiased advise with good services. The customers took a lot of time while comparing the funds and calculating the amount, which is required to be paid as their monthly investment to generate the desired corpus. We had an idea of building up a site, which would overcome all such issues and create a robust platform for the same.

  1. Cristian: For the nonfinancial savvy, I have to say terms are a bit confusing. What exactly are SIP, Mutual Funds, and Tax Saving?

These three terms may seem to have the complex appearance but in reality, are very easy to understand.

SIP is a simple method of investing in the mutual funds which allow the customers to invest little by little in their selected scheme for accumulating wealth over a period. And the best part about Systematic Investment Plan is the compounding effect.

Tax Saving, through mutual fund investments has become a measure of wealth creation where you get tax benefits on your income, which was earlier just a way of preventing your income from being nailed through the massive tax slab of the government.

Mutual funds reflect a pool of money that are collected from different customers as per their investing capacity and these funds are further traded by the professionals hired by the AMC.

  1. Cristian: Most people are comfortable to know they have money in the bank, and they get a “safe” revenue from their savings. When is the point where you decide to invest in something else?

It is a widespread trend to keep the money surplus in saving bank accounts without even realizing the fact that one gets a negligible interest rate over it. Moreover, the ease of withdrawal from the saving bank account tempts the customers to spend that money for the things they want but don’t need. On the contrary, mutual funds along with providing exhilarating returns help the customers to make the best possible use of their money. They can easily plan for their future expenses and the unforeseen. Also, this investing avenue provides you different schemes as per your requirements like capital appreciation, tax saving, fixed income, etc. One has the liberty to invest in mutual funds either through SIP or Lump Sum depending on their investing strategies.

  1. Cristian: But are banks safer than investments in the markets? Can you do more with your money?

Undoubtedly mutual funds are more than a substitute for the saving bank accounts. Also, to protect customer’s interest, they are highly regulated by two government bodies. I.e., SEBI (Securities and Exchange Board of India) and AMFI (Association of Mutual Fund India), which makes them transparent and reliable as well. There are various schemes, which are a proxy to savings in bank accounts namely, liquid schemes, which give 7% to 9 % and you can use it for daily transactions. Similarly as per individual goal there are multiple options to grow money.


  1. Cristian: What is the minimum investment you can make and is there a “most efficient amount to invest”?

One can start investing in SIP from as low as Rs. 500 and can increase the amount as per their capacity. Thus, one can clearly observe that the investment in mutual funds can be adopted by each and person at par with their income and financial status. There are no restrictions as to how much each customer should invest; it is up to their willingness and financial planning.

  1. Cristian: Doesn’t knowing about how to invest your money become a second job? How much time you should invest in knowing how things work?

Yes, it is not an expert task, and we have a team of experts who are always on their toes to help you make the best possible use of your money. Although, it is true that mutual funds are managed by experts it will take you less than a day to understand the entire process. You can track the investments on a daily basis and also compare between different funds easily. This will give you the required knowledge of investing and earning.

  1. Cristian: Let’s say you think about investing. What is the first step you do and how does help?

It is highly necessary to understand your investment goals further depending upon those particular criteria our financial experts would create a diversified portfolio that best suits you. Also, dedicated expert is assigned to monitor a single account further, which eliminates all confusions and overlap.


  1. Cristian: Is everything online with Some people need to know in person their financial advisor.

On our portal we have every process online, in addition we have a team of experts to study and track individual’s portfolio. The customers can seek the help of our team as and when they require which makes the portal completely transparent and worth using. We have a dashboard on our site through which it becomes easier to monitor the schemes. In case any clients wants they can hire dedicated financial advisors to monitor their portfolio regularly.

  1. Cristian: Why should you choose And does it work only in India?

Talking about our industry competency here are a few that set us apart firstly the absence of service charge, one click transaction report download. There are various other options available in the which are easy redemption, STP (Systematic Transfer Plan) and SWP (Systematic Withdrawal Plans), that makes it is easy for the customers to switch their schemes and make the best possible use of their finances. We have a dedicated corner for the NRIs making it possible for the Indians residing outside to invest in their country. It means that we not only serve the residents but also the customers outside India. As per the rules applied by Indian Government, residents of Canada and the USA are not allowed to invest in Indian mutual funds industry. Thus, we have a global approach towards investing in mutual funds.

  1. Cristian: And how does it work? How do you choose and investment plan, how do you pay and how can you cash out?

The customers can easily evaluate different funds with the help of compare funds option available on the site. An individual can track the past performance of every scheme and after proper analyzing of the same he can take up the respective scheme for investing in mutual funds. The schemes could be picked up according to the risk profile of individual customers. One can also seek the help of our investment consultants in case of any trouble related to the field. The payment method is even simpler. One can pick any of the online methods for paying the amount directly to the respective AMC and not to us. We also have an online redemption process that makes it easier to withdraw your amount as well.

  1. Cristian: Let’s say you have invested, and you need to cash out quickly. How long does it take to sell your assets and get the money into your account?]

The nature of scheme decides the outflow of money. It means that if a customer has invested in liquid funds, then the amount can be fetched within 30 min’s of filing for redemption. For other schemes, it may take three days also. So, the time varies from scheme to scheme.  But before investing its clearly reflected that what is the time frame of money reaching in your account.

  1. Cristian: What would be considered a safe approach to investing? How much you invest, how much you save at the bank and how much you expect as a pension?

Before commencing any scheme, it is important to understand your financial goals, which would guide you to make the correct decisions as well. As soon as your targets are clear, you should decide the amount you are ready to pay for achieving it. One should also fix an appropriate amount, which is neither very less nor does it lay a burden on his pockets. Thus, an accurate scheme and amount can make you work towards your financial targets and better wealth creation.

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Top 10 Quotes On Leo Messi To Read Today




Lionel Messi will stand out forever as one of the best footballers the world has ever observed.

The Argentina hotshot has scored over twofold the measure of objectives of any other person to have shown up for Barcelona ever. He is entirely a marvel.

Rather than laud about Messi’s brightness ourselves, we’ve gathered a portion of the best tributes to the forward from a portion of the greatest figures in the diversion. There’s gleaming recognition from Roy Keane in there…

Luis Figo

“For me to watch Messi is a pleasure – it’s like having an orgasm – it’s an incredible pleasure.”

Paolo Maldini

“I think he reached and surpassed the level of Maradona. He does incredible things, at a speed that is insane.”

Diego Maradona

“I have seen the player who will inherit my place in Argentine football and his name is Messi. Messi is a genius.”

Zlatan Ibrahimovic

“Messi does not need his right foot. He only uses the left and he’s still the best in the world. Imagine if he also used his right foot, then we would have serious problems.”

Hristo Stoichkov

“Once they said they can only stop me with a pistol. Today you need a machine gun to stop Messi.”

Javier Mascherano

“Although he may not be human, it’s good that Messi still thinks he is.”


“The other day I saw one of his games. He was running with the ball at a hundred per cent full speed, I don’t know how many touches he took, maybe five or six, but the ball was glued to his foot. It’s practically impossible.”

Roy Keane

“I was a big fan of Maradona growing up and of the current crop Ronaldo is good, but Messi is the best I’ve ever seen. I don’t dish out praise lightly, but Messi deserves it. I look for weaknesses in his game and I can’t find them.”

Pep Guardiola

“Don’t write about him, don’t try to describe him, just watch him.”

 John Terry
“Lionel Messi is quite clearly the best player ever. It’s a pleasure to pit myself against him and when I finish my career it’s something I can look back on and know I’ve tested myself against the very best.”
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Source: Internet
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The Best 5 Oprah Winfrey Interviews




Oprah Winfrey is a household name, the one the world won’t soon overlook. Once the wealthiest dark lady on the planet, her profession has been going for longer than generally relational unions. Regardless of whether she’s ingraining confused feelings of trepidation into the hearts of oppressive moms, meeting disturbed pop stars or losing the heaviness of a little youngster (and after that picking up it appropriate back) it appears like everything the lady does stand out as genuinely newsworthy.

Here are 5 of her most crucial scenes and interviews — on the off chance that you’ve possessed a TV in the past two decades, you’ll perceive no less than a couple.

The Tom Cruise Interview

As though the world required reminding that Tom Cruise was a psycho, in 2005 he allowed us the new chance to see the insane person in its particular territory. Voyage, manically infatuated with Katie Homes, skipped around the set in what might end up a standout amongst the most public presentations of big-name incited craziness ever to elegance arrange TV. One might say that he never experienced the experience down.

The Whitney Houston Interview

For reasons that make no sense, numerous were amazed when Whitney Houston admitted to substantial medication use with her ex, Bobby Brown, in a 2009 meeting with Winfrey. The visit with Houston, a standout amongst the most beautified and loved performers of present-day times, was a standout amongst the most foreseen encounters of the decade. The medication utilises — for the most part, weed bound with first-rate cocaine — is all anybody appears to recall from the discourse.

The  James Frey Interview

Author James Frey had his name dragged through the soil as extortion amid one of Oprah’s most discussed debates. His A Million Little Pieces, which had been displayed as an official journal, was found to have been a creation. Winfrey didn’t take too benevolently to this news, notably, since she’d picked the novel for a portion of the pervasive “Oprah’s Book Club.” The two, in the end, made decently, however it most likely doesn’t feel great when Oprah is frantic at you. It’s presumably something like influencing your grandmother to cry.

The Barack and Michelle Obama Interview

This scene was the first run through Winfrey had met a sitting President and First Lady, and it was an immensely foreseen portion. It was a weird occurrence that Obama had recently declared Osama canister Laden’s demise to the country just before the scene publicised, and not one that went unnoticed. The couple appeared to be cheerful over the span of the meeting, specifying how pleased they were the point at which their little girl met the Pope. Obama got his offer of feedback for requiring some severe energy from driving the country to show up on a television show, yet it regardless turned into an immortal bit of American history.

The Rihanna Interview

Rihanna’s meeting with Oprah on her Oprah Winfrey Network did not only talk with a pop star — is transformed into an open exchange about abusive behaviour at home in the wake of Rihanna’s manhandle on account of her ex, Chris Brown. Winfrey went to the vocalist’s house on the island of Barbados to have an expanded visit. Some startling disclosures, similar to the way that she was still enamoured with the man who’d beaten her silly, were come to. It was a disputable minute for Rihanna, yet a shelter for Oprah—it was one of her most astounding appraised interviews ever.

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Disclaimer: All images are sourced from the web. No copyright infringement intended.


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Top 5 Crazy Celebrity Interviews




As this point in our way of life’s history, the big name meet has turned out to be ubiquitous to the point that it’s hard to astonish us any longer. They ask pretty much similar inquiries, which result in the same, unsurprising answers. It resembles painting by numbers. Be that as it may, occasionally, we get a break from the dreariness, and everything goes to pieces. That is the point at which we liven up in our seats and truly begin focusing.

Truly, the big name meet doesn’t generally go as arranged. Now and then individuals get furious, or an awful instance of the snickers, or they say something that sounded a considerable measure more interesting in their mind then it did leaving their mouth.

Here are only 5 of our most loved insane celebrity interviews.

The Michael Caine Impression

Sir Michael Caine examined his chance in Korea, the Stanislavsky school of acting and crying on a sign in this great 2007 meeting with British anchor person Sir Michael Parkinson. The subject he got most worked up about, notwithstanding, was each one of those loathsome Michael Caine impressions.

Steve Carrell scares Ellen DeGeneres

The glow between good companions Steve Carrell and Ellen DeGeneres is evident in this clasp from 2010, in spite of the last’s edgy want for exact retribution. The reason? A prior meeting, where Steve got her great and legitimate

Russell Brand seizes Morning Joe

It’s difficult to pinpoint precisely what turned out badly and when in this 2013 meeting with the undoubtedly un-messianic Russell Brand, however, it’s enticing to state it was comfortable begin. Russell surely looks awkward at the proposal that moderator Mika Brzezinski doesn’t know his identity, and it goes downhill from that point, with Russell, in the end, blaming his hosts on their absence of behaviour. Trust ol’ Russ to make it bright, however.

Mila Kunis is a freakin’ sport

In March 2013, British radio moderator Chris Stark was given ten minutes’ notice that he’d be talking with Mila Kunis about her new film Oz the Great and Powerful. The outcome was a line of scrutinising that scarcely referenced the film, and rather rotated around Chris’ neighbourhood bar, football club, a specific British chicken eatery, and drinking diversions with his companions. He welcomed Mila to every one of the four, getting “enormous chap focuses” when she said she’d do her best to go to. Mila, on her part, said it was the “best meeting of the day.

Bruce Willis versus Stephen Colbert

Bruce Willis is a broadly thorny character with regards to interviews, for example when this 2013 junket meets turned out badly for Magic FM radio host Jamie Edwards. So this disaster with Stephen Colbert looked amazingly conceivable when Bruce showed up on The Late Show in 2015 — until, that is, it didn’t.

For more such crazy interviews, subscribe to Scandal Column today!

Source: BBCAmerica

Disclaimer: All images are sourced from the web. No copyright infringement intended.

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